Terms of Service

Effective Date: January 2025

These Terms of Service govern your use of the Agri Finance Facility website and services. By accessing our services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing or using the services provided by Agri Finance Facility (Pty) Ltd ("AFF", "we", "us", or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

AFF provides agricultural financing services, including:

  • Annual Production Finance for seasonal farming operations
  • Medium-Term Development Loans for capital improvements
  • Online application and account management tools
  • Agricultural finance advisory services

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a South African citizen or permanent resident
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information in your application

4. User Obligations

You agree to:

  • Provide truthful and accurate information
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorised access
  • Use our services only for lawful purposes
  • Comply with all applicable laws and regulations

5. Loan Terms and Conditions

Specific terms and conditions for any financing product will be set out in a separate loan agreement. These Terms of Service govern your use of our website and general services, while individual loan agreements govern the specific terms of your financing.

6. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of AFF or its licensors and is protected by South African and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Governing Law

These Terms of Service are governed by the laws of the Republic of South Africa. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the South African courts.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website. Your continued use of our services after such changes constitutes acceptance of the new terms.

9. Contact Us

If you have any questions about these Terms of Service, please contact us:

  • Email: info@agrifinancefacility.co.za
  • Address: Building 1, Alberto Drive, Devonbosch, Stellenbosch, 7600
  • Hours: 8:00 AM - 5:00PM